Money & Tax
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Korea’s New 3% Mortgage Is for Villas, Not Apartments — Coming January 2027
From January 2027, first-time buyers under 40 can borrow 80% of a sub-₩400M villa or officetel at around 3%. We ran the monthly numbers – and the backlash is loud.
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Korea Frees Up ₩30 Trillion in Loans — and Cuts Off Jeonse Loans for Absentee Owners in 2027
Korea’s Aug 13 package lifts the household-loan growth cap to 3% — and from January 2027 blocks jeonse loans for owners who never lived in the home they bought.
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Live In It or Lose ₩500 Million — Korea Splits Its Property Tax by Residency, and Comments Close Tomorrow
Korea’s holding-tax deduction splits: ₩1.4bn if you live there, ₩900m if you don’t. Comments close 20 August. Lending says 30 days; tax says a year.
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Korea’s New Zero-Tax ISA — Korean Stocks Only, No Deposits, No Foreign ETFs
A new Productive-Finance ISA would exempt dividends entirely, but only for Korean equities. The regular ISA loses its open-ended term and its carryover.